Frequently Asked Questions

Everything you need to know about HOA architectural review, ARC submissions, and how HOA Approval works.

What is HOA architectural review?

Most HOAs have an Architectural Review Committee (ARC) that must approve any exterior changes to your property before you start work. This includes fences, decks, sheds, paint colors, solar panels, landscaping changes, and more. The committee checks your planned project against the community CC&Rs to make sure it meets neighborhood standards.

What happens if I build without HOA approval?

If you start a project without ARC approval, your HOA can require you to stop work, remove what you built, and potentially fine you. Fines can range from $25 to $1,000+ depending on your HOA rules and state laws. In some cases, the HOA can place a lien on your property. Always submit your project for approval first.

How long does HOA approval take?

Most HOAs have 30-60 days to review your submission, but many respond within 2-4 weeks. Your CC&Rs should specify the exact timeline. If your HOA does not respond within the stated timeframe, some states consider the project automatically approved.

What do I need to submit for HOA approval?

A typical ARC submission package includes:

• Completed ARC application form
• Project description and scope of work
• Site plan showing where the project will be located
• Materials list (type, color, dimensions)
• Contractor information (if applicable)
• Estimated timeline
• Photos of the current property

How does HOA Approval work?

Upload your HOA CC&R documents and describe your renovation project. Our AI analyzes your CC&Rs, identifies the rules that apply to your project, checks your compliance, and generates a complete ARC submission package ready to submit to your HOA. The whole process takes minutes instead of hours of manual research.

How much does it cost?

$29 per submission package. This includes the CC&R analysis, compliance review, and a complete submission package. Money-back guarantee if your HOA rejects the package.

Can my HOA block solar panels?

In most states, no. Many states have solar access laws that prevent HOAs from outright banning solar panels. However, your HOA can usually regulate the placement, appearance, and installation method. The FCC also has rules protecting satellite dish installation.

What if my HOA rejects my application?

Ask the ARC for specific reasons in writing. Then you can modify your project to address their concerns, appeal to the full HOA board, or in some cases take legal action if you believe the rejection is unreasonable or violates state law.